The Franklin Mutual Insurance Company, headquartered in Branchville, New Jersey, was founded in 1879. Franklin Mutual (FMI) has long-established operations and is one of the most accomplished insurance companies in New Jersey. FMI is the largest mutual insurance company in the state but is not a conglomerate company. The company's small size is advantageous for customers, as FMI provides superior personal service that goes unmatched by other mutual insurance agencies. Franklin Mutual's products are solely distributed in New Jersey through Professional Independent Agents. The company's goal is to give clients the best insurance products and personal service available in NJ at fair prices.

FMI is comprised of three insurance companies; The Franklin Mutual Insurance Company, FMI Insurance Company, and the Fidelity Mohawk Insurance Company. These three companies provide a variety of insurance products to accomodate your individual insurance needs. Franklin Mutual's commercial policies include: businessowners, workers compensation, commercial package policy, house of worship, non-profit organizations, excess liability coverage, and builders' risk. The company's residential policies include: homeowners, unit owners, tenant/renters, combination dwelling, and builders risk.

Franklin Mutual is also referred to as: franlkin life insurance, frankin life insurance, franclin life insurance, francklin life insurance, and frankelin life insurance.